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Buying a commercial investment property

Illustrative example — not a real client result

Looking at the property, lease and borrowing position together.

The challenge

An investor is considering a leased commercial property and wants to understand how a lender may assess the purchase.

The approach

  1. Review the purchase, lease terms, tenant position and proposed ownership structure.
  2. Consider valuation, deposit, rental income, expenses and repayment capacity.
  3. Discuss lender criteria alongside legal, tax and property due diligence from appropriate advisers.

Example outcome

The example outlines the information needed to explore a funding structure before committing to a purchase.

A lease or advertised rental return does not guarantee finance, occupancy or investment performance.

Your next step

Talk through your situation

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The examples on this page are general information only. They are not a recommendation, offer of credit or guarantee of an outcome. Lending is subject to assessment, lender criteria and your circumstances.

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