Considering private and non-bank funding
Illustrative example — not a real client result
Understanding a facility's costs, conditions and repayment plan.
The challenge
A commercial borrower wants to explore funding outside traditional banks for a specific property or business purpose.
The approach
- Clarify the purpose, amount, proposed term and security available.
- Review total costs, default provisions, legal terms and the proposed repayment or refinance strategy.
- Compare options only where appropriate and obtain independent legal advice before committing.
Example outcome
This example focuses on understanding the obligations and risks of a proposed facility before deciding.
Private and non-bank facilities can carry materially different costs and risks. Availability does not establish suitability.