Portal Finance
Your next move starts here.
Portal Finance helps with home loans, refinancing, commercial property, SMSF and business finance. Australia-wide digital service with meetings in Sunbury, VIC.
Discuss your finance optionsTell us what you’re working towards.
Enquire onlineChoose Your Path
Pick a path, then the goal closest to yours. You don't need to know the loan type.
Portal Finance arranges residential, commercial and business finance Australia-wide: first homes, moving home, building and renovating, refinancing, equity release, investment and SMSF property, property development, business premises, business purchases, working capital, and vehicle and equipment finance.
Residential
For your home and investment property goals
- Buy my first home
- Move to my next home
- Build or renovate
- Use my equity
- Buy an investment property
- Refinance or lower my repayments
- Borrow while self-employed
- Keep the home after a separation
- Buy out family from an inherited property
- Buy or refinance from overseas
- Borrow in or near retirement
- Get back on track after credit problems
Commercial
For property you buy, build or develop
- Buy premises for my business
- Buy a commercial investment property
- Develop or subdivide
- Buy property through my SMSF
- Refinance a commercial loan
- Fund construction in stages
- Finance unsold stock after completion
- Access private and non-bank funding
Business
For the next stage of your business
Plan the numbers
Work through the numbers before you talk to anyone. Pick a question to start.
- Home Loan Comparison: Compare home loan options Answer a few questions about your purchase or current loan to compare options.
- Borrowing Power Calculator: How much could I borrow? Start with your income, expenses and debts.
- Repayment Calculator: What would my repayments be? See repayments for a loan amount, rate and term.
- Stamp Duty Calculator: What will stamp duty cost? Duty and concessions differ by state and territory, and by buyer type.
- Refinancing Calculator: Is refinancing worth it? Compare your current loan with a new rate and term.
- Budget Planner Calculator: What can I comfortably spend? Map your income and spending before you commit to repayments.
- Asset Finance Comparison: How could I fund a vehicle or equipment? For cars, utes, trucks, machinery and other business equipment.
Calculator results are estimates only and are not a loan approval.
Compare home loan optionsMeet Portal Finance
Meet the team and discuss your finance goals with us.
Client success stories
Verified client reviews are coming soon. Real Google reviews will be shown once the review feed is connected.
Finance FAQs
What types of finance can you help with?
Our services include home and investment loans, refinancing, commercial property finance, SMSF loans, business loans and equipment finance. Get in touch to discuss your goals and the options available for your circumstances.
Do I need to be in Sunbury to work with you?
No. We work with clients digitally across Australia. If you would prefer to meet in person, our Sunbury meeting location is linked below. Contact us to arrange a suitable time.
Sunbury, VIC Australia-wideHow do I get started?
Complete our enquiry form, email hello@portalfinance.au or call 1300 677 622. Tell us a little about what you are working towards so our team can discuss your circumstances and the next steps.
What documents might I need for a loan application?
Requirements vary by lender and loan type. You may need identification, evidence of income, bank statements and details of your expenses, assets and existing debts. Business or self-employed applications may also require tax returns and financial statements. Our team can help you understand what is needed for your application.
What should I consider before refinancing?
Look beyond the interest rate. Consider ongoing fees, loan features, your remaining loan term and any switching or break costs. Whether refinancing is suitable depends on your circumstances and the overall costs and benefits.
Are the calculator results a loan approval?
No. The LoanQ tools cover borrowing power, repayments, stamp duty, refinancing, budget planning and asset finance comparison. Results are estimates based on the information and assumptions shown, not a lender assessment, an offer of credit or a guarantee of approval. Actual lending outcomes depend on your circumstances, lender criteria and loan terms.
How long does the loan process take?
Timing varies with the lender, loan type, completeness of your documents and any valuation or additional checks. Let us know about any purchase or settlement deadlines early. Our team can discuss the likely steps, but approval and timing cannot be guaranteed.
Let's chat about your options.
hello@portalfinance.au · 1300 677 622
Physical: Sunbury, VIC · Digital: Australia-wide
Get in touch